Money & Planning

Mortgage Calculator

Calculate your mortgage payment, taxes, insurance, PMI, total interest, payoff date, and full amortization schedule.

Last updated: August 2026

CurrencyHome price

Down payment Percentage AmountPercentage %

Mortgage interest rate %Loan term yearsLoan start date

Advanced monthly and upfront costs

Property tax Annual amount Percentage of home priceAnnual property tax

Annual homeowners insuranceMonthly HOA feesOther monthly housing costs

Closing costs Percentage Fixed amountClosing-cost rate %

PMI Automatic Include ExcludeAnnual PMI rate %

First-month payment breakdown

Loan balance and cumulative payments

Amortization schedule

Schedule view Monthly Annual

Mortgage comparisons

Scenario	Loan amount	Principal & interest	First-month total	Total interest	Payoff date

Planning assumptions

This is a planning estimate for a fixed-rate mortgage. Actual lender payments may differ because of escrow rules, rate structure, fees, taxes, insurance, PMI rules, rounding, and payment timing. Taxes, insurance, and HOA costs may change over time. This is not a loan offer, approval estimate, or financial recommendation.