How much rent can I afford?
Enter monthly income and choose the share you want to allocate to rent. The calculator converts it to a monthly amount.
Rent Affordability Calculator
Calculate how much rent fits a percentage of monthly income, compare an apartment rent, or find the income corresponding to a target rent.
Last updated: August 2026
Apartment comparison
Other monthly context
Rent percentage examples
Income percentageMonthly rentIncome remaining
These results apply the percentage you selected. They do not determine landlord qualification or whether a rent amount fits every other expense in your household.
How much rent is a percentage of my income?
Rent budget = monthly income × selected rent percentage. At $5,000 per month and 30%, the calculation is $5,000 × 30% = $1,500 per month. The percentage is chosen by you; it is not an affordability recommendation.
What percentage of my income is this rent?
Rent percentage = monthly rent ÷ monthly income × 100. A $1,750 apartment divided by $5,000 monthly income equals 35%. The comparison is factual and does not automatically label the apartment affordable or unaffordable.
How much income corresponds to a certain rent?
Required monthly income = monthly rent ÷ selected rent percentage. At $1,800 rent and 30%, the corresponding income is $6,000 per month or $72,000 per year. This is a percentage calculation, not a landlord qualification requirement.
Should I use gross or take-home income?
Gross income is before taxes and deductions. Take-home income is received after deductions. Different people use different budgeting approaches; choose the basis you want evaluated. The calculator does not convert between them or estimate taxes.
Should utilities be included?
The primary percentage compares rent itself with income. Other housing costs can be entered separately for broader context without changing the selected rent-only budget.
Frequently asked questions
How much is 30% of $5,000 for rent?
It is $1,500 per month. You may select another percentage.
What percentage of my income is my rent?
Divide monthly rent by monthly income and multiply by 100, or enter the apartment rent for an automatic comparison.
Should I use gross or take-home income?
Either can be used. Select the basis you want; no conversion occurs.
Is 30% the right amount to spend?
No single percentage fits every household. The presets are arithmetic examples, not recommendations.
How much income corresponds to $1,800 rent at 30%?
$6,000 per month or $72,000 per year. This does not represent a landlord requirement.
Can I include utilities and parking?
Yes. Enter them as optional other housing costs; the rent-only percentage remains separate.
Does this calculate deposits and move-in fees?
No. Use the Apartment Move-In Cost Calculator for upfront rent, deposits, fees, and moving costs.