MONEY & PLANNING

Subscription Cost Live Counter

Watch a subscription's time-allocated cost increase live, compare modeled scheduled charges, and count down to the next renewal.

Last updated: August 2026

Billing assumptions and optional fee

Many services charge at the start, but policies vary. This selection models scheduled charges only.

Subscription price changed over time

Enter a subscription price and start date to view the live cost.

How does the subscription cost live counter work?

Current-period allocation equals period price multiplied by elapsed period time divided by total period time. Lifetime allocation adds completed historical period prices, the current fractional price, and any one-time fee.

Why are scheduled charges and allocated cost different?

Start-of-period timing includes the current period's full price immediately. End-of-period timing waits until its boundary. The allocation model spreads the price gradually; neither value confirms bank transactions.

Is every four weeks the same as monthly?

No. Four weeks is always 28 calendar days. Monthly recurrence advances from the original anchor date and clamps independently in shorter months.

How are price changes handled?

A change applies to the first billing period starting on or after its effective date. An active period is never split between prices.

Frequently asked questions

Does this show actual bank charges?

No. It shows a modeled schedule and time allocation.

Does it support free trials?

Yes. Paid allocation and recurring scheduled charges remain zero during the entered trial.

What happens to a monthly plan starting on the 31st?

Short months clamp to their final day while later months return to the original anchor day.

Can I include price increases?

Yes. Enable price history and enter effective dates and prices.

Does this cancel subscriptions?

No. It has no provider connection or cancellation capability.

Privacy and limitations

All values remain in the browser and are not persisted or sent to analytics. Taxes, refunds, discounts, provider rules, and actual transactions are not modeled.