MONEY & PLANNING

Stripe Fee Calculator

Calculate estimated Stripe payment fees, net payout, and the charge needed for a desired net amount using U.S. online-card pricing or custom rates.

Last updated: August 2026

Calculation
U.S. online-card pricing panel

Market: United States · Payment type: online card payment · Standard profile: 2.9% + $0.30 per successful charge. Verified August 2, 2026 from Stripe’s U.S. pricing page. Custom contracts and other Stripe products may differ.

How the Stripe fee estimate works

Estimated fee equals the charge amount multiplied by the selected percentage rate, plus the selected fixed fee. The standard preset is limited to U.S. online domestic-card pricing; international-card and conversion additions are applied only when selected.

Charging enough for a target net

The reverse calculation divides the desired net plus fixed fee by one minus the percentage rate, then rounds the charge upward by cents until the rounded estimated net meets the target.

Why Dashboard results may differ

This is a planning estimate. Actual Stripe fees can differ by account country, pricing agreement, payment method, card origin, settlement currency, Stripe product, refunds, disputes, taxes, and other settings. It is not accounting or tax advice.

Frequently asked questions

Why do many small transactions cost more?

The fixed portion applies to every successful charge, so it becomes a larger share of smaller transactions.

Can I use a custom agreement?

Yes. Select Custom pricing and enter the percentage, fixed fee, and optional additional percentage.

Are international fees automatic?

No. They are applied only when the relevant toggle is selected.