Money & Planning

Retirement Calculator

Estimate your retirement savings, future spending, income gap, required monthly contributions, and how long your money may last.

Last updated: August 2026

CurrencyCurrent agePlanned retirement agePlanning ageCurrent retirement savingsMonthly contributionAnnual contribution increase %Expected annual return before retirement %Expected annual return during retirement %Annual investment fees %Inflation rate %Desired monthly retirement spendingExpected monthly retirement incomeRetirement income annual increase %One-time retirement expense

Accumulation breakdown

Projected balance

Projected balance Required retirement balance Retirement age marker

Annual projection

Projection phase Saving years Retirement years

Retirement plan comparisons

Scenario	Retirement balance	Estimated target	Surplus or gap	Funded	Savings depletion age

Important limits

Results are projections based on constant assumptions. Actual investment returns, inflation, taxes, fees, income, spending, and lifespan will differ. Expected retirement income is not verified or guaranteed. Taxes on withdrawals and account-specific rules are not included. Currency selection does not convert values. This calculator does not provide investment, tax, or retirement-plan advice.