Money & Planning

Auto Loan Calculator

Calculate your car payment, amount financed, sales tax, trade-in equity, total interest, payoff date, and amortization schedule.

Last updated: August 2026

CurrencyVehicle price

Down payment Amount PercentageAmount

Trade-in valueAmount owed on trade-in

Negative trade equity Roll into loan Pay upfront

Sales-tax rate % Apply tax after subtracting trade-in valueDealer and registration feesCash incentives or rebatesAnnual interest rate %Loan term months

Loan start dateOptional extra monthly paymentOptional monthly-payment target

Purchase breakdown

Loan balance and cumulative payments

Amortization schedule

Schedule view Monthly Annual

Loan comparisons

Scenario	Amount financed	Monthly payment	Total interest	Total payments	Payoff date

Important limits

This is a planning estimate. Tax treatment of trade-ins differs by location. Actual lender payments may vary because of fees, timing, rounding, credit, add-ons, and loan terms. Rebates may not always be combinable with promotional financing. This is not a loan offer or vehicle recommendation.